Our Clients

Are we right for you?

We believe that wealth management is a discipline. Our expertise starts in knowing our clients. We can help you when we understand your situation, goals, and comfort with risk. We can help you protect your interests, preserve your money, and invest sensibly. Most importantly, we help connect your money to your life.

We have encountered many situations and helped get clients get on the right path. Do any sound familiar?

• Unsure of what you really need
• Feel unable to take charge or understand your finances
• Don’t know how to evaluate or improve your current advisor’s work
• Paying high fees or are invested in complicated, expensive financial products
• Are exposed to real and potential conflicts of interest
• Investment approach is based on speculation thereby increasing risk and uncertainty

Get on the path to financial freedom:

• Discover and discuss your financial reality
• Discover how Southbridge Advisors helps connect your money to your life
• Find clarity and take back control

EXAMPLES – HELPING CLIENTS

Retiring Executive with Large Company Stock Position

A 60-year-old corporate executive was contemplating retirement in the next 3-5 years. He expected his net worth to total around $5 million by the time he retired and expected he would require $120,000 in after-tax income from the investments. In addition, he had a sizable position in his company stock via options and individual shares. Through our in-depth review process, we identified three primary concerns for this individual, which included: income planning, risk reduction, and tax minimization.

From there, we assembled our team of professionals to create a customized strategy for him. The plan was designed to address his concerns and provide a guide leading up to and through his retirement years. This allowed him to focus on enjoying his final years of work and feel prepared for the next stage in his life.

First-time Investor with a Large Inheritance

A 31-year-old professional inherited a sizable amount of taxable money and needed help with investing. Initially, she advised us that the goal of money was long-term growth and that there would be no near-term withdrawals required. She had no previous investment experience and wanted professional assistance.

Through our inquiry and assessment of her financial situation, we learned that she had three main objectives for the money, these included: long-term capital appreciation, supplemental income, and a source of capital for a potential real estate purchase.

After uncovering these issues, we were able to build her a plan that addressed each of these objectives. A bucketed approach was used to target each goal based on its individual need and time horizon. This plan gave her confidence that she could achieve her objectives.

Existing Client Looking to Review Outside Asset

A 75-year-old existing client requested that we review some of her outside investments which we did not manage at the time. She had owned them for many years; they were held in a taxable account. She wasn’t sure if they were still appropriate for her age and risk tolerance.

During our thorough review of the assets, we discovered that some of the investments she owned were aggressive mutual funds that were invested in expensive share classes. In addition, we uncovered that our client didn’t like receiving multiple statements from numerous firms.

After reviewing the assets and conveying the issues we uncovered, we were able to consolidate them into an account we actively manage for her. We converted some of the funds into less expensive share classes and designed a plan to diversify the other holdings in a tax-efficient manner. We reduced her overall risk, saved her money, and improved her convenience.